Wind Damage Can Cost You Thousands Don’t Wait Until It’s Too Late to File Your Claim.

The Adjuster Public Insurance Adjuster

Strong Texas winds can cause serious hidden damage to your home or business—roof leaks, structural issues, and more. Insurance companies often underpay or deny these claims, leaving you with the bill. At Erika The Adjuster, we specialize in maximizing wind damage settlements so you don’t miss out on the compensation you deserve. Time is limited—claims deadlines can close fast! Don’t wait until your repairs get worse or your claim gets denied. Let Erika fight for you today.

About Us

At ERIKA, we are a dedicated team of licensed public insurance adjusters who are passionate about helping individuals and businesses navigate the complexities of the insurance claims process. With years of industry experience, our mission is to ensure that policyholders receive fair and accurate compensation for their property damage, without the stress or confusion that often accompanies dealing with insurance companies.

We understand that suffering damage to your property—whether due to fire, water, storm, or other unforeseen events—can be overwhelming. That’s why we step in as your trusted advocate, providing expert advice and support every step of the way. Our team is committed to maximizing your claim settlement, ensuring that no detail is overlooked.

Our Services

abandoned-barn-with-large-amount-broken-glass-scattered-ground-this-image-can-be-used-depict-abandonment-decay-danger-various-projects-designs_153912-269103.webp

Storm & Hail Damage

South Texas storms can strike without warning, leaving behind costly hail damage to your roof, siding, and property. Unfortunately, many homeowners never receive the full payout they deserve. At Erika The Adjuster, we specialize in handling storm and hail damage claims across the Rio Grande Valley—fighting insurance companies to maximize your settlement. The clock is ticking. Delaying your claim can lead to denials or out-of-pocket repairs. Don't risk missing your window to recover. Let Erika help you file fast, document everything, and get what you're owed.

Water Damage

A burst pipe or unexpected flood can cause thousands in damage—warped floors, ruined walls, and dangerous mold growth. In the Rio Grande Valley, water damage is one of the most common—and most underpaid—insurance claims. At Erika The Adjuster, we fight to make sure you don’t get left soaking in out-of-pocket costs. Insurance companies may delay, underpay, or deny your claim. Don’t wait until repairs get worse or deadlines close. Every hour counts when water is involved. Let Erika handle the paperwork, inspections, and negotiations while you focus on restoring your home.

Fire & Smoke Damage

Fire or smoke damage can leave your home devastated—and navigating the insurance claim can be just as overwhelming. From structural loss to smoke-stained walls and ruined belongings, the impact goes far beyond what meets the eye. At Erika The Adjuster, we help homeowners across the Rio Grande Valley fight for the full compensation they deserve after a fire. 🔥 Don’t wait—insurance deadlines are strict and delays can cost you thousands. The sooner you act, the better your chances of a successful claim. Let Erika take the pressure off your shoulders and handle the claim from start to finish.

Hurricane Season

When hurricane season hits the Rio Grande Valley, it’s not a matter of if—it’s when. High winds, flooding, and roof damage can leave your home or business in chaos. Unfortunately, many insurance companies lowball or delay storm-related claims. At Erika The Adjuster, we specialize in hurricane damage claims, helping you prepare, file, and fight for the maximum payout you’re entitled to. 🌀 Don’t wait until after the storm to ask for help. Now is the time to review your coverage, document your property, and have an expert in your corner. One call to Erika can save you thousands in delays, denials, or underpaid claims.
close-up-low-angle-view-built-structure_1048944-22977620

Vandalism Damage

Vandalism can leave your property damaged, unsecured, and your peace of mind shaken. Whether it’s broken windows, graffiti, or malicious property damage, these losses are often downplayed—or denied—by insurance companies. At Erika The Adjuster, we help homeowners and business owners in the Rio Grande Valley file strong, well-documented vandalism insurance claims to recover every dollar you deserve. 💥 Time is critical—most policies require fast reporting. Don’t let delays or paperwork mistakes cost you your claim. Let Erika handle the details while you focus on getting back to normal.

How It Works

At The Adjuster, we guide you through the entire insurance claims process step-by-step, ensuring that you receive the full compensation you're entitled to. Here's how it works

1. Initial Consultation:

The process begins with a free consultation. During this stage, we gather basic information about your claim, the nature of the damage, and your insurance policy. We’ll review the specifics and help you understand your rights and options.

2. Damage Assessment:

Our experienced public adjusters conduct a thorough assessment of the damage to your property. This includes documenting all damages, taking photos, and evaluating the costs of repairs or replacement. We’ll ensure that no damage is overlooked.

3. Policy Review:

We carefully examine your insurance policy to understand the coverage and determine the best course of action for your claim. Our team identifies any exclusions or limitations in your policy and ensures that all potential benefits are claimed.

4. Filing the Claim:

Once we have all the necessary information, we help you file your claim with the insurance company. We ensure that your claim is submitted correctly and promptly to avoid any delays or complications.

5. Settlement:

After negotiations, we work with you to review and finalize the settlement. Our goal is to ensure that the payout reflects the true cost of the damage and that you are fully compensated.

6. Ongoing Support:

Even after your claim is settled, The Adjuster remains available to provide advice and support should you have any additional questions or concerns about the process.

Frequently Asked Questions

A public insurance adjuster is a licensed professional who works on behalf of the policyholder to help manage and settle insurance claims. Unlike the adjusters hired by your insurance company, a public adjuster represents your interests and ensures you receive the maximum compensation possible for your claim.

At ERIKA, we handle every aspect of your insurance claim, from damage assessment to final settlement. Our experienced team reviews your policy, documents the damages, files your claim, and negotiates directly with your insurance company to ensure you get the compensation you deserve.

We handle a wide range of claims, including but not limited to:

  • Fire damage

  • Water damage

  • Storm damage

  • Theft or vandalism

  • Business interruption claims

  • And more!

No matter the type of property damage, we can help you navigate the claims process.

At ERIKA, our fees are based on a percentage of the final settlement amount. We only get paid when you get paid, so there’s no upfront cost for our services. Our goal is to ensure that you receive the maximum payout for your claim.

The time it takes to settle a claim can vary depending on the complexity of the damage and the responsiveness of your insurance company. On average, it can take anywhere from a few weeks to several months. At ERIKA, we work efficiently to expedite the process while ensuring that every detail is thoroughly documented.

If your claim is denied, we can help you appeal the decision. Our team will review the reasons for the denial, assess your policy, and determine the best course of action to potentially reverse the decision. We work to ensure that your claim is reconsidered and that you receive a fair settlement.

Getting started is easy! Simply contact us to schedule a free consultation. We will review your situation, provide expert advice, and explain how we can assist you through the entire claims process.

If you are having trouble understanding your policy, dealing with your insurance company, or believe you are not receiving fair compensation for your damage, a public adjuster can help. If the claim is complex, involves significant damage, or if you’re facing difficulty negotiating with the insurance company, hiring a public adjuster can be beneficial.

0 +

Happy Customers

0 %

Service Guarante

0 +

Insurance

0 +

Completed

Testimonials

Derek Foster Founder & CEO of XpeedStudio

Behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarks grove right at the coast

Nathaniel Cross Founder & CEO of XpeedStudio

Behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarks grove right at the coast

Derek Foster Founder & CEO of XpeedStudio

Behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarks grove right at the coast

Tyler Morgan Founder & CEO of XpeedStudio

Behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarks grove right at the coast

Contact Us

Scroll to Top